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Getting the student budget to go together is not always the easiest thing to do. Many who study must therefore take out student loans and grants, and living frugally becomes everyday life. But just because you have to cut back on your daily budget does not mean that you will not be able to indulge yourself a little now and then. We, therefore, give you our best budget tips to get the monthly budget together so you get more money for things you think are fun.
According to SFS (Swedish United Student Union), almost every student goes back with SEK 326 every month. But with a good budget calculation, you do not have to go back anymore. Everyone should have the opportunity to save and therefore we want to help all students with our tips and advice.
Table of Contents
1. Simon Saves will help you with your student budget free of charge.
The absolute best budget help you can get is to download the Simon Saves app. Simon Saves will help you with your monthly budget as well as daily budget and your finances will feel clear and structured. Be one of the first to try Simon Saves, sign up for free at the end of this article!
2. Make money when you shop.
A-levels is one of the most stressful times for a student. There is the pressure to get into a reputable university and a course of your choice.
Get a ” refund ” and get money back on what YOU buy. Review offers for various apps/websites that give you a refund when buying from their partners. This is a great tip for students who need to shop for various products, refunds (and other smart apps) provide refunds that can give you a little boost in your finances. The money comes directly to your bank account with a small click. Quick and easy!
3. Thinking about your next purchase!
Avoid impulse buying, ask yourself if there is something you need. By thinking through your purchases and resisting impulse purchases, you avoid unnecessary costs and in this way, you can save a lot of money that you can spend on other things.
4. Reduce your food costs and expenses.
Use budget recipes for lunch boxes. Food bag from Linasmatkasse, city gross, mathem with ready-made recipes and tips to keep better control of the food document and enough for a lunch box! Join food smart and consumer goods with near expiration dates! Go deep into the freezer and refrigerator, review what is actually in there!
5. Use your benefits as a student!
A-levels is one of the most stressful times for a student. There is the pressure to get into a reputable university and a course of your choice.
Be sure to download the Mena app and the student card to be able to take advantage of student discounts and coupons. This way you save money on things you would have bought anyway. A tip is to take a little extra look at the student app’s coupons and “tips of the week” where there are often many good offers.
6. Join customer clubs!
Become a member of the stores you often shop in, in this way you collect bonus points and get customer offers/coupons, etc. We recommend that you try to keep as many of your purchases as possible in the same place, such as a company that has a large selection in many categories.
7. Negotiate more about your housing expenses!
Review your household costs and subscriptions. How many streaming services do you need? Use smart solutions as an LED lamp. Can you reduce your mobile cost, TV fee, electricity fee, and water bill, call your supplier and negotiate!
8. Make use of second-hand and second-hand purchases.
Use sites like the Facebook marketplace to sell and buy new furniture and clothes. Change clothes with your friends to change the wardrobe more! Bargain on sale online and buy for the wrong season.
9. Use used course literature and borrow books.
A-levels is one of the most stressful times for a student. There is the pressure to get into a reputable university and a course of your choice.
Exchange/rent books at school, do not buy new ones. Review groups at SOMEWHERE you can rent/borrow books, good for your wallet good for the environment! The library is a hot tip, is it not your book? Ask them to bring it in. Links to check out: Course literature, Used textbooks learn more about icons tuition here.
10. Scan the market and compare prices!
A-levels is one of the most stressful times for a student. There is the pressure to get into a reputable university and a course of your choice.
Before you buy a gadget, clothes, travel, gym card, or anything else that costs money; Scan the market! With the internet comes opportunities, so review the competition on what to buy for the best price. Some sites compare different websites’ prices for your product, for example, Price runner.
11. Go away over the weekend? Rent out your apartment/room.
Review Airbnb opportunities. As a student, the finances are usually tight, to increase your budget, you can occasionally rent out your apartment/room for nights or a longer period. Airbnb can help you with this. With the money you earn from this, you can then choose to save, invest, or do something fun.
12. Subtract the worst expenses immediately!
Put all expenses on direct debit. Then you get a good idea of your costs that are deducted every month. Do not use installments when buying, there are unnecessary interest rates that you did not count on and the risk that you forget to pay is great.
13. Adapt to seasons.
Buy seasonal food and you will save both more money in your wallet and that it is better for the environment. Then you can also think about, for example, taking the bike to school/work when it is warmer instead of taking the picture or going to the municipality.
14. Take an extra job and earn that little extra!
A-levels is one of the most stressful times for a student. There is the pressure to get into a reputable university and a course of your choice.
Extra job: Only 43% of students have an extra job. Get an extra job (preferably in your area) to get both experience and some extra money.
Read More: – Binge with babish carbonara
Wish you things when you turn one and at Christmas that you would have needed to buy anyway or that you know you will have use of. This way you do not have to buy these things yourself and you do not get things you still have no use for.
16. Have clear savings goals.
Set goals for how much you want to save each week/month and compete with yourself on how much you can save away. Think long-term, set goals for the future. – and start today! One app that can help you with this is Simon saves. Be one of the first 1000 to test Simon Saves, sign up below.
17. Services and reciprocal services.
We all have different skills, if we can share them with others, we also get a lot back from them. Negotiate and see if you can get something at a cheaper price in exchange for your services. Also know more about essay writer
